The average life expectancy in this country has increased and more people are healthier and fitter in retirement than has perhaps ever been known before. We therefore need to make all the more preparation to ensure that we will enjoy financial peace and stability in our ‘golden days’ and furthermore, that we can afford to enjoy ourselves and do all those things we always planned to do when we had the time.
Savings & Investments
Saving excess income on a regular basis and investing lump sums as they are available are both very important aspects of creating security throughout one’s lifetime.
The wide range of options available and the hundreds of investment funds within these can create enormous confusion. We ensure that we understand your risk tolerance and we guide you towards creating an investment portfolio that suits you as an individual and meets your objectives during the short, medium and long term.
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
Mortgages & Protection
Buying a property is one of the largest financial commitments that most people will ever make and it is important that you receive suitable advice and support. Our mortgage specialist will listen to your requirements and work closely with you to find the most appropriate mortgage product for your needs. As a member of one of the largest mortgage networks in the UK, we have access to a comprehensive number of mortgages from a wide range of lenders and can frequently offer access to exclusive products not available via the general High Street. As well as assisting home movers and first time buyers, we also provide an excellent remortgage service, which helps us in ensuring that our clients’ mortgages always remain competitive.
We strive hard during our lives to create a secure and comfortable environment for ourselves and our families. However, all too often our hard-earned rewards can crumble around us for the simple lack of some precautionary financial planning. Our adviser can help you to ensure that bad luck incurred through ill health or death will not result in you losing your home or your assets and being forced to reduce your standard of living.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
